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We are changing the way the world thinks about retirement

Tontine Trust is a fintech founded on the principle that after working and saving for several decades that you should now be able to relax and enjoy your retirement without the fear of running out of money in later years.

We believe that retirement income solutions should be safe, sustainable, easy to understand and should offer great value for money.

Unlike traditional lifetime income providers, we want to profit with not from our members which is why we keep the fees are so low.

We take pride in being at the forefront of driving innovation across the global retirement industry for the benefit of the people that matter: you the savers.

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The Team

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Dean McClelland


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Kevin Maas

President - US Business

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Bertan Gueler, CFA

Head of Quantitative Engineering

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Jeremy Barisch-Rooney

Head of Engineering

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Guo Liang Oon

Senior Haskell Developer

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Andrew Condon

Haskeller, Systems Architect

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Milosh Spasovski, BSC

Head of Frontend Development

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Alberto Menico

Digital Marketing

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Fernando Simião

Head of UX/UI Design

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Filip Karaniku

UX/UI Designer

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Lari Markovski

UX/UI Designer

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Stefan Tasevski

Head of Mobile Engineering

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Lorenzo di Monad

The world's 1st Robo-Actuary statically typed


Our Advisors and Ambassadors

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Prof. Hans Van Meerten

European Pensions Expert, EIOPA Panel Member, PEPP Specialist

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Jorik Van Zanden LLM

Pan-European Pensions Expert

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Suzana Md Samsudi

Specialist in Islamic Retirement Solutions

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Norbert Gehrke

Former AIG Japan Strategist, ex Goldman MD, Asia Region Advisor

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Michael Edelson

Long term Director of Man Utd FC, VC/Angel & Philanthropist

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Jörg Platzer

Economist, Director of Deutsche DLT Assoc., Tontines Expert

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Jon Matonis

Ex-VISA & CEO of Hushmail, Founder of the Bitcoin Foundation

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Jumaatun Azmi

Founder of the World Halal Forum

What do financial experts generally think about tontines?

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"Unknown risk of living long."

No one knows that they are a high risk to live to a hundred so you have to worry about getting unlucky and living to a hundred so that is the problem (those in the tontine industry) are working to solve.


Richard Thaler

Professor - University of Chicago Booth School of Business

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Except where stated, there is no suggestion that the above experts are in any way affiliated with, or specifically endorsing, either Tontine Trust or the TontineIRA™.
Want to add or remove one of the above quotes? Please contact us here

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Who we work with

About Tontine Trust

Tontine Trust is a financial technology company that works with banking & trust partners to provide  consumer-oriented lifetime income products. We are incorporated in Florida with our headquarters in Ireland.

Our business model is based upon partnering with banks & trusts to provide innovative, fair and sustainable lifetime incomes to consumers which improve their mental as well as financial health whilst solving their #1 financial need.

Tontine Trust Advisors, LLC

88953, 111 NE 1st St, 8th Floor, Miami, FL, Miami-Dade, US, 33132

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